Land transfer tax
How much land transfer tax will you pay?
Ontario charges land transfer tax on every purchase. First time buyers get up to $4,000 back. Durham has no city tax on top; Toronto does, and the switch below shows it for comparison.
You have never owned a home anywhere, and you will live in this one.
Durham has no city land transfer tax. Toronto adds its own.
Land transfer tax to pay
$11,475
| Ontario land transfer tax | $11,475 |
|---|
No city land transfer tax in Oshawa, Whitby, Ajax, Pickering, Clarington, Scugog or Uxbridge.
How it adds up
| $0 to $55,000 at 0.5% | $275 |
|---|---|
| $55,000 to $250,000 at 1% | $1,950 |
| $250,000 to $400,000 at 1.5% | $2,250 |
| $400,000 to $750,000 at 2% | $7,000 |
| Ontario land transfer tax | $11,475 |
An estimate to plan with, not advice. Your lender, lawyer and accountant have the final word.
Rates and rules last checked October 19, 2026.
Where the rules come from
- Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, checked 2026-10-19.
- City of Toronto, toronto.ca municipal land transfer tax rates and rebates, checked 2026-10-19.
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