Do first time buyers pay land transfer tax in Ontario?
By Natalia Halenda, Sales Representative, RE/MAX Jazz Inc., Brokerage. Updated
The short answer
Yes, but they get up to $4,000 back, which covers the whole Ontario tax on a home up to about $368,000. Your lawyer usually takes the refund off on closing day.
From the guide: How much does it cost to buy a home in Durham Region in 2026?
More questions from this guide
General information, not legal, tax or mortgage advice. Rates, prices and rebate rules change often. Confirm the details with your real estate lawyer and a licensed mortgage professional before you make a decision.