How much cash do I need to buy a $650,000 home in Oshawa?
By Natalia Halenda, Sales Representative, RE/MAX Jazz Inc., Brokerage. Updated
The short answer
A first time buyer putting the minimum down needs about $52,100: the $40,000 down payment, $5,475 of land transfer tax after the first time buyer refund, $2,050 of sales tax on the mortgage insurance, and $4,559 for the lawyer, title insurance, inspection and adjustments.
From the guide: How much does it cost to buy a home in Durham Region in 2026?
More questions from this guide
General information, not legal, tax or mortgage advice. Rates, prices and rebate rules change often. Confirm the details with your real estate lawyer and a licensed mortgage professional before you make a decision.